Processor Settlement Times

Each processing platform settles transactions for the 24-hour time frames listed below. The actual time settlement occurs may vary.

Your bank statements reflect days in terms of your processor's cut-off points. For example, if your processing platform is FDMS North, all transaction from 6 PM Monday night through 6 PM Tuesday night occur during that "day" time frame.

Processing Platform

Settlement 24-hour Time Frame

American Express

7 PM - 7 PM Pacific Time

American Express APAC

7 PM - 7 PM Pacific Time

Elavon (Nova)

7 PM - 7 PM Pacific Time

FDMS Nashville

9 PM - 9 PM Pacific Time

FDMS North

6 PM - 6 PM Pacific Time

FDMS South

4 PM - 4 PM Pacific Time

Global Payments Central

Settles immediately

Global Payments East

10 PM - 10 PM Pacific Time

Heartland Payment System (HPS)

8 PM - 8 PM Pacific Time

Litle

Settles immediately

Merchant e-Solutions

8 PM - 8 PM Pacific Time

Moneris

6 PM - 6 PM Pacific Time

Paymentech Salem

3 PM - 3 PM Pacific Time

Paymentech Tampa

7 PM - 7 PM Pacific Time

PayPal

Settles immediately

PayPal Australia

Settles immediately

Planet Payment

Settles immediately

SecureNet

8 PM - 8 PM Pacific Time

TeleCheck

Settles immediately

TSYS Acquiring Solution

8 PM - 8 PM Pacific Time

Vantiv

6 PM - 6 PM Pacific Time

WorldPay

Settles immediately